10.20.25 – 2026 Annual Enrollment Begins November 3rd

2026 Annual Enrollment Begins November 3rd

Monday, October 20, 2025

2026 Annual Enrollment opens Monday, November 3 and closes Wednesday, November 19 at 11:59 pm (CT)

If you do not participate in annual enrollment, most of your coverage from 2025 will carry over to 2026 with the following exceptions:

• If you elect the Core medical option and wish to contribute to an HSA in 2026, you’ll need to set a new HSA goal amount.
• If you want to have a Flexible Spending Account (FSA) for health care or dependent care expenses, you must re-enroll and make a new contribution amount for 2026. When carrying over funds from 2025 to 2026 for an FSA, the amount is based on the 2025 limit of $3,300, resulting in a maximum carryover amount of $660 (20% of $3,300).

More specific information will be provided in a future APFA Health hotline as we get closer to the opening of annual enrollment.

In Solidarity,

Hayley Brewer
APFA National Health Department Chair
[email protected]